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The State of Delaware has one of the highest real estate transfer taxes in the country, with a rate of 2.5%. This tax is levied on the sale or transfer of real property, and is a significant expense for homebuyers and sellers. While the tax is a source of revenue for the state, there is a growing consensus that it is too high and is having a negative impact on the state's real estate market. In this blog post, we will explore the reasons why the State of Delaware should consider lowering its real estate transfer tax from 2.5% to 1.5%. One of the main reasons to lower the real estate transfer tax in Delaware is to make the state more competitive in the regional real estate market. Neighboring states such as Pennsylvania and New Jersey have real estate transfer taxes that are significantly lower than Delaware's. This puts Delaware at a disadvantage when it comes to attracting homebuyers and sellers who may be looking for a more affordable real estate market. By lowering the transfer tax rate, Delaware could become more competitive and attract more real estate activity, which would benefit both buyers and sellers. Lowering the transfer tax could also help to stimulate the state's economy. Real estate is a key driver of economic activity, and a lower transfer tax rate could lead to increased real estate transactions, which would in turn create jobs and generate economic growth. This is especially important given the challenges posed by the COVID-19 pandemic, which has had a significant impact on Delaware's economy. Another reason to consider lowering the transfer tax is that it would be a welcome relief for homebuyers and sellers. The high transfer tax rate in Delaware can be a significant financial burden for those looking to buy or sell a home. Lowering the rate would make it easier for people to afford to buy homes and could help to spur more activity in the real estate market. Finally, lowering the transfer tax could have a positive impact on the state's budget in the long run. While the transfer tax is a source of revenue for the state, a lower rate could lead to increased real estate activity and ultimately generate more revenue for the state over time. This is because more real estate transactions would result in more tax revenue from other sources, such as income and sales taxes. In conclusion, there are compelling reasons for the State of Delaware to consider lowering its real estate transfer tax from 2.5% to 1.5%. A lower tax rate would make the state more competitive in the regional real estate market, stimulate the economy, provide relief for homebuyers and sellers, and ultimately generate more revenue for the state over time. While there may be some short-term costs associated with lowering the tax rate, the long-term benefits could be significant and would position Delaware for continued growth and prosperity.

In modern society, government overreach is a term that is increasingly being used to describe situations in which governments exceed their rightful boundaries and interfere in areas that are traditionally left to individuals or private entities. While government intervention can sometimes be necessary, there is a growing concern that it can also be detrimental to personal freedom and individual rights. In this blog post, we will explore the concept of government overreach and its potential impact on society. Government overreach can take many forms, ranging from excessive taxation and regulation to the use of force and coercion. At its core, government overreach occurs when the government goes beyond what is necessary or reasonable to protect the public good and instead acts in ways that are harmful to individual liberty and autonomy. Examples of government overreach might include the mass surveillance of citizens, the restriction of free speech and assembly, and the use of military force against peaceful protesters. One of the most significant concerns with government overreach is that it can lead to a loss of individual freedom and autonomy. When the government becomes too involved in the lives of its citizens, it can limit their ability to make choices for themselves and live their lives as they see fit. For example, if the government were to impose strict regulations on what types of foods people could eat or how they could spend their leisure time, it would be infringing on their individual liberty and autonomy. Another concern with government overreach is that it can stifle innovation and creativity. When the government imposes too many regulations on businesses and individuals, it can limit their ability to explore new ideas and create new products or services. This can be particularly damaging in industries that are heavily regulated, such as healthcare or energy, where innovation is often critical to improving the quality of life for people around the world. Finally, government overreach can lead to a loss of public trust in the government itself. When the government is seen as overly intrusive or authoritarian, it can erode the public's faith in the government's ability to act in the public interest. This can lead to a lack of participation in civic life, as people become disengaged from the political process and lose faith in the institutions that are supposed to serve them. While government intervention can be necessary in some cases, it is important to ensure that the government is acting in ways that are both reasonable and just. This requires a balance between protecting individual freedom and autonomy and ensuring that the public good is served. By promoting transparency and accountability in government actions, we can work to prevent government overreach and ensure that the government remains accountable to the people it serves. In conclusion, government overreach is a serious concern in modern society. It can limit individual freedom and autonomy, stifle innovation and creativity, and erode public trust in government institutions. To prevent government overreach, it is important to promote transparency and accountability in government actions and to ensure that the government is acting in ways that are both reasonable and just. By doing so, we can work to create a society in which individual rights and freedoms are protected, and the public good is served.

Senate Bill 1, (AN ACT TO AMEND TITLE 25 OF THE DELAWARE CODE RELATING TO THE RESIDENTIAL LANDLORD-TENANT CODE), was introduced by Sen. Townsend on 1/19/23. The bill currently has 4 additional sponsors and 20 co-sponsors. This bill would create yet another government program, this time this bill creates a program that has tax payers pay for attorneys in a civil case that does not involve the government. That case is when a landlord attempts to evict a tenant, whose household income is below 200% of the federal poverty guidelines, for non-payment or breaking other terms of the lease. This bill is another perfect example of government over reach. Government is once again attempting to pick a winner and a loser where government has no place. This bill does not help the good tenants and it defiantly does not help landlords who are providing a service. This bill will only help those people who are looking take advantage of yet another government program. A landlord is now going to have to hire an attorney every time they want to evict a bad tenant, because no normal landlord is going go to court against an attorney. Since this will increase the cost to the landlords, they will defiantly pass some of this cost onto their tenants by way of higher rents to have enough extra funds to evict someone. This will also more than likely extend the eviction process making housing less available to those currently willing and able to rent. So once again this state government is hurting the good everyday people who are just trying to live their lives and provide for their families by increasing their cost of living. Then of course we have the issue the state government is creating unequal protection under the law specifically by way of saying tenants' rights are more important then landlord's rights. By paying for protection of one side's rights they are not creating equal protection under the law. See 14th Amendment to the US Constitution, "No State shall make or enforce any law which shall abridge the privileges or immunities of citizens of the United States; nor shall any State deprive any person of life, liberty, or property, without due process of law; nor deny to any person within its jurisdiction the equal protection of the laws." If this state government actually cared about helping the people of this state, they would pass reforms to increase housing affordability by lowering the cost of creating housing. Or they could stop hurting the state economy through their over regulation and high taxes/fees they impose on tax payers. If they did either one of these, or better yet both, the state economy would allow the creation of more affordable housing and an even better economy that would lift everyone up from where they currently are. Then again, actually solving issues and fixing problems doesn't get politicians re-elected, so instead they create more problems passing bills under the disguise of fixing an issue and in turn make more problems that only they can fix if they are re-elected. One last thing, the state currently has another program that has tax payers pay the rent for tenants if they are having issues paying their rent. What current excuse for non-payment of rent can't be figured out between a landlord and tenant? As a landlord myself, I have worked with my tenants when issues came up, as has every other landlord I have spoken to. Read the proposed bill here: https://legis.delaware.gov/json/BillDetail/GenerateHtmlDocument?legislationId=129961&legislationTypeId=1&docTypeId=2&legislationName=SB1

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Stay Updated! 1/10/2023 Now that the Delaware General Assembly is back in session, this site will serve as another way to see what is going on. A lot of times local issues are getting over looked by federal issues. This site and blog will serve as a way to minimize that. Be sure to subscribe to our newsletter so you do not miss any information we have coming out! Donate Now Help us make a difference Max donation allowed per person is $600 per election Please fill out all sections of the form First Name Last Name Email Address Select an item ($) - - $30 - - $35 - - $50 - - $100 - - $200 - - $400 - - $600 Donate Thank you for your donation! CONTACT victorsettingde @gmail.com 3025309832 Submit Thanks for submitting!

BACKGROUND I was born and raised right here in Delaware, and have lived here my entire life. I have attended St. Anthony's Grade School, St. Mark's High School, and went to the University of Delaware with a major in Economics ​ Currently, my wife, son, 2 dogs, and I live in Newark. ​ I have been a real estate agent for 7+ years, providing amazing service to all my clients in DE, PA, and MD. bringing both sides of a transaction together to allow both sides to get a deal where they both win. I have also served and continue to serve in the military for 9+ years. 6 years in the Delaware National Guard. Now currently 3+ years in the US Army Reserve. ​ In my free time, I love just spending time with my wife and son, family and friends. I am a part time bee keeper, grow a sizeable garden, go camping, hiking, and random day trips throughout the area. ​ At the end of the day, I just want to do what I can to provide for my family, and I know that's what a majority of us want to do. Too often the state gets in the way of that. It's up to us to stop the state from trying to gain more and more control over us.